It’s that time of the year, where you may be receiving irate calls about empty medical savings accounts. So, what now? Here are a few tips to share with your clients.
PREVENTION IS BETTER THAN CURE
Early detection not only improves health outcomes, it also improves the bottom line. Bestmed offers Health Risk Assessments (HRAs) and preventative care benefits with every medical aid option. These include vaccines, pap smears, contraceptives, etc. This means that you can prevent ailments and detect diseases early so you can spend less of your savings on the treatment.
With medicine becoming more and more expensive every year, generic medicines can really help you stretch your savings. Generic drugs are copies of brand-name drugs that have the exact same dosage, intended use, effects, side effects, route of administration, risks, safety, and strength as the original drug but they cost much less. So, next time you have to pop by the pharmacy to pick up your prescription, ask the pharmacist for the generic versions of your medications. You’ll be surprised how big the price difference is, and it will also reduce the chances of incurring a co-payment.
WORK THE NETWORK
Not all doctors’ rooms are created equal. Advise members to use the Bestmed App to find healthcare providers contracted with the Scheme. The app helps locate the provider closest to the member. Network providers contractually charge rates as per their agreement with Bestmed, so using one reduces the chances of a co-payment.
CHECK THE FINEPRINT
Due to the certain changes and concessions that we have made to assist our members at this time, you may have missed an update with regards to, for example, Bestmed covering your hand sanitizers. The costs pile up. Ask a Consultant for any updated plan information.
READ BETWEEN THE LINE ITEMS
Make members aware that they can request an itemised statement and give it a thorough interrogation. Bestmed will happily assist in evaluating the bill.
ASK FOR AN EXTENSION
When a doctor prescribes medication that will be used consistently over a long period of time, make sure to ask for a once-off script or, better yet, a recurring script that calls for regular refills. This will mean that a member does not have to visit the doctor and pay a consultation fee every time they need a refill.
BENEFIT FROM BUYING POWER
Large pharmacy chains are usually cheaper, as they can negotiate lower prices on bulk purchases. Make use of seasonal specials and stock up on the basics.
STAY HOME & STAY SAFE
Need we say more?