Circufin

Bestmed and CIRCUFIN are working together to bring you the best medical aid cover.

Why are we Best for you?

  • No automatic self-payment gaps
  • Value for money – single digit increases over 3 consecutive years
  • Third lowest increase in the market for 2021
  • Largest self-administered scheme in SA and 4th largest open medical scheme
  • Students are eligible for child dependant rates up to 26 years of age
  • Free wellness benefits for ALL members on all options and extensive corporate wellness offer
  • Nine Managed Healthcare programmes
  • Extensive service provider network – 15 800 nationwide
  • Female contraceptives to the value of R 2 315 per female beneficiary per year included on ALL options including hospital plans
  • Flu vaccines included on ALL options including hospital plans
  • International travel insurance cover for up to 90 days (up to R10 mil) for ALL members
  • Claims payments twice per week
  • Mid-year plan upgrades in the event of a life changing event (e.g. cancer)

Become a Bestmed member

Our options for you

Bestmed offers 13 plans to suit every life stage and pocket. Only Bestmed Medical Scheme gives your employees complete peace of mind that their healthcare is in good hands at every stage of their health journey.

Beat range

The Beat range offers flexible hospital benefits with limited savings on some options to pay for out-of-hospital expenses

  • This range is ideal for the young, active and just starting out
  • Beat1, 2 and 3 also offer Network options
Beat1 Beat2 Beat3 Beat4
Extensive in-hospital cover and preventative care Extensive in-hospital with savings and preventative care Extensive in-hospital cover with savings and maternity benefits Specific healthcare needs including chronic benefits and savings
BEAT1
NON-NETWORK
BEAT1
NETWORK
BEAT2
NON-NETWORK
BEAT2
NETWORK
BEAT3
NON-NETWORK
BEAT3
NETWORK
BEAT4
Member R1 680
Adult Dep R1 303
Child Dep R706
Member R1 511
Adult Dep R1 174
Child Dep R636
Member R2 053
Adult Dep R1 594
Child Dep R864
Member R1 847
Adult Dep R1 435
Child Dep R777
Member R3 117
Adult Dep R2 215
Child Dep R1 203
Member R2 805
Adult Dep R1 995
Child Dep R1 085
Member R4 872
Adult Dep R4 024
Child Dep R1 204

The Pace range offers more comprehensive in-hospital and out-of-hospital benefits

  • These options provide for peace of mind by offering additional day-to-day benefits (Scheme benefits) once the annual savings account is depleted
  • This range is ideal for families and those seeking comprehensive cover
  • No self-payment gaps or thresholds
Pace1 Pace2 Pace3 Pace4
The Pace1 option provides quality benefits at affordable prices This is a comprehensive cover for the whole family, in and out-of-hospital For a range of healthcare needs. This option provides comprehensive cover Our most comprehensive option created to ensure maximum cover for you and your family
Member R4 083
Adult Dep R2 868
Child Dep R1 031
Member R5 800
Adult Dep R5 687
Child Dep R1 279
Member R6 658
Adult Dep R5 360
Child Dep R1 145
Member R8 318
Adult Dep R8 318
Child Dep R1 949

The Pulse range is ideally suited for individuals that are:

  • Seeking a plan option based on their income
  • Comfortable with making use of designated service providers (DSPs) within our network
  • Looking for unlimited comprehensive cover for hospitalisation, primary healthcare and
    the added benefit of preventative care
  • Access to comprehensive maternity programme
Pulse1 Pulse2
The Pulse1 option provides quality benefits at affordable premiums at network providers. This is a comprehensive cover for the whole family, in and out-of-hospital at network providers.
R0 – R5 500pm

Member R1 694
Adult Dep R1 610
Child Dep R1 019

R5 501 – R8 500pm

Member R2 035
Adult Dep R1 934
Child Dep R1 221

>R8 501pm

Member R2 442
Adult Dep R2 198
Child Dep R1 221

Member R6 012
Adult Dep R6 012
Child Dep R1 429

Need advice?

Contact your designated Broker on:
Jeanne Erasmus
T:  013 753 2277 / 076 412 0163
rina@circufin.com

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